Tips on Getting the Most out of Your Health Insurance
Are you getting the most out of your health insurance?
Even if you’re young, active, and healthy, accidents happen, viruses spread, etc.
Without health insurance, a simple doctor visit can cost you anywhere from $300 to $600, and a five-day hospital stay can set you back more than $10,000 – not to mention ambulance services and major procedures.
Here are some tips to help you get the most out of your health insurance plan:
Read Your Plan Documents
I mean, really read them, cover to cover! Many people miss out on benefits that they’re entitled to simply because they don’t know they exist.
Take Advantage of Preventive Care
Even with a high-deductible plan, you should be covered for screenings, flu shots, and other immunizations.
And speaking of high-deductible plans, try to plan the timing of your procedures so that you schedule them after your deductible is met.
Choose a Good Primary Care Doctor
Your PCP will keep you up-to-date on your health and flag any screenings you may need. Get recommendations from friends and family when you’re looking for a new doctor.
Health insurance can be confusing, so don’t reach out if you need help navigating the terminology or understanding your plan documents!