Are you getting the most out of your health insurance?

Even if you’re young, active, and healthy, accidents happen, viruses spread, etc.

Without health insurance, a simple doctor visit can cost you anywhere from $300 to $600, and a five-day hospital stay can set you back more than $10,000 – not to mention ambulance services and major procedures.

Here are some tips to help you get the most out of your health insurance plan:

Read Your Plan Documents

I mean, really read them, cover to cover! Many people miss out on benefits that they’re entitled to simply because they don’t know they exist.

Take Advantage of Preventive Care

Even with a high-deductible plan, you should be covered for screenings, flu shots, and other immunizations.

And speaking of high-deductible plans, try to plan the timing of your procedures so that you schedule them after your deductible is met.

Choose a Good Primary Care Doctor

Your PCP will keep you up-to-date on your health and flag any screenings you may need. Get recommendations from friends and family when you’re looking for a new doctor.

Conclusion

Health insurance can be confusing, so don’t reach out if you need help navigating the terminology or understanding your plan documents!